Terms and Conditions
Last updated: August 2026
What is Pirfila?
Pirfila (pirfila.com) is an indicative financial calculation tool. It helps users calculate mortgage payments, simulate investment growth, and compare financial scenarios using mathematical projections. Pirfila is not a financial advisory service, a bank, a broker, or any other regulated financial entity.
Permitted use
You may use Pirfila free of charge and without prior registration. Use is permitted for personal, informational, and educational purposes. You may not use the service for any unlawful purpose or take any action that could damage, overload, or disrupt the site.
Nature of results
All results provided by Pirfila are mathematical projections based on the data you enter and the assumptions built into the model. Results are indicative and do not take into account your specific personal, tax, or financial circumstances. Past performance does not guarantee future results. Pirfila does not provide personalised financial, tax, or legal advice. You should consult a qualified professional before making important financial decisions.
Saved reports
If you choose to save a report, the data is stored in your browser's local storage (localStorage). This data is accessible only from your device. Pirfila has no access to any reports you save and cannot recover them if you delete them.
Service availability
Pirfila aims to keep the service available and up to date, but does not guarantee uninterrupted availability or the absence of errors. The service may be modified, suspended, or withdrawn at any time without prior notice.
Intellectual property
The content, code, design, and calculations of Pirfila are the property of their respective owners. Total or partial reproduction without express authorisation is not permitted. Reference financial data comes from public sources and is used for informational purposes.
Limitation of liability
Pirfila accepts no responsibility for decisions made on the basis of calculator results. Use of the service and interpretation of its results are the sole responsibility of the user. Pirfila's liability is limited to what is legally required in each case.
Changes to these terms
Pirfila may update these terms at any time. The version in force is always the one published at pirfila.com/legal/terms-and-conditions. Continued use of the service constitutes acceptance of the current version.
Applicable law
These terms are governed by Spanish law. For any dispute arising from use of this website, the parties submit to the courts and tribunals of Spain.
Contact
For any questions about these terms, you can contact us at hola@pirfila.com.